Today, BillEase partners over 500 merchants such as gadget retailer Kimstore and air carrier Philippine Airlines. In addition to BNPL, BillEase offers an in-app suite of financial products such as personal loans, e-wallet top-ups and gaming credits, with plans to further expand the offering in future. In 2021, BillEase saw its growth accelerate ten-fold as consumer adoption of online shopping and digital payments surged amidst the pandemic in the Philippines, which experienced one of the strictest and longest lockdowns globally.
BillEase’s proprietary credit stack is highly scalable and allows it to seamlessly offer instant loan approvals for 95% of its customers at interest rates that are often 50-70% lower than other lending apps, making them the leading BNPL player in the Philippines today.
